Commercial Credit Analysis Certification

All Courses, Banking, Banking - Credit Risk

The Credit Analysis Process - Back to Basics

"The Credit Analysis Process: Back to Basics” provides a clear understanding of how underlying concepts of credit underwriting and the fundamentals of the differences that must be addressed between loans and how to be a “loan detective.”

$199

All Courses, Banking, Banking - Credit Risk

Five C's of Credit - A Deeper Dive

A deeper dive into the Five Cs of Credit, Character, Capacity, Capital, Conditions, and Collateral, helps the banking credit analyst build an effective framework to consider every aspect of those five Cs in the credit decision process.

$199

All Courses, Banking, Banking - Credit Risk

Analyzing Financial Statements: Back to Basics

This course enables the participant to understand the analysis of financial statements used to evaluate the efficacy and reliability of the types and quality of financial reports of assets, liabilities, capital, income, and expenses.

$199

All Courses, Banking, Banking - Credit Risk

The Balance Sheet - Back to Basics

This course provides a thorough understanding of the balance sheet to assist credit analysts with using the balance sheet to measure liquidity and leverage to determine if an organization can cover its obligations to creditors.

$199

All Courses, Banking, Banking - Credit Risk

The Income and Equity Statements - Back to Basics

In this back-to-basics discussion, we identify the type of information listed on the income statement and explain how to spread income statement information. We also identify the type of information that appears in the equity statement.

$199

All Courses, Banking, Banking - Credit Risk

The Cash Flow Statement - Back to Basics

This course discusses how banking credit analysts can use a prospective borrower’s cash flow statement to assess loan risk and assist with the lending decision-making process.

$199

All Courses, Banking, Banking - Credit Risk

Financial Ratio Analysis Process - Back to Basics

Although credit analysts should have a basic sense of how to read financial statements, it is also important to apply analytical tools to the data to gain a better understanding of a borrower’s financial position and performance.

$199

All Courses, Banking, Banking - Credit Risk

Analyzing the Creditworthiness of Individuals

To evaluate the creditworthiness of individuals, credit analysts may use any of several primary sources of information, depending on the amount of credit sought and whether a consumer or commercial transaction is involved.

$199