Course Objectives

“The Credit Analysis Process: Back to Basics” Provides a clear understanding of how underlying concepts of credit underwriting and the fundamentals of the differences that must be addressed between loans and how to be a “loan detective.” This discussion of the credit analysis process will cover the following topics:

  • The keys to superior credit analysis

  • The five Cs of credit

  • Knowing the borrower

  • Types of borrowing entities

  • The analyst’s tool kit

  • Other information sources supplied by applicants

  • Information supplied by third parties

  • Background and comparative information

Course curriculum

    1. Credit Analysis

    2. Five C's of Credit

    3. Knowing the Borrower

    4. Financial Statements and Corporate Structure

    5. Identifying the Legal Borrower

    6. Analyst's Toolkit

    7. Appendix A: Red Flags

    1. Review Quiz

    2. Course Evaluation

About this course

  • $199.00
  • 11 lessons
  • 1.5 hours of video content

Upgrade to the Certification Program

Credit analysts, lenders, risk managers, credit officers, portfolio managers and persons responsible for loan quality or review and those evaluating or regulating credit decisions would benefit from this course. Other financial professions seeking education in preserving quality lending and fully understanding and evaluating the loan underwriting process would also benefit from the training.

  • $799.00

    Commercial Credit Analysis Certification

    The Commercial Credit Analysis Certification program consists of eight (8) courses covering the Credit Analysis Process, the Five C's of Credit, Analyzing Financial Statements, the Balance Sheet, the Income and Equity Statements, the Cash Flow Statement, Financial Ratios Analysis, and Analyzing the Creditworthiness of Individuals. You can save purchasing these courses as a bundle while earning an important certification to demonstrate your credit analysis expertise. The courses are available to revisit for one year from the date of purchase. You will have access to any updated materials reflecting changes in prudent banking practices, regulations, and market conditions during this time.
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