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Uses of a personal financial statement based on information in statements, reliability of information, and lender liability warnings
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Standards for preparing personal financial statements
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Assets including cash, investments accounts, notes, contracts receivable, cash surrender value of life insurance, real estate, motor vehicles, personal property, and other assets
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Liabilities including loans, notes, and contracts payable
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Net worth including discretionary adjustments, statement of changes, income and expense, contingent liabilities, life insurance, and protection from false information
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Changes in circumstances
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Income tax returns