This course takes a more detailed look into the five Cs of commercial credit which form the basis for rational commercial lending. Most people involved in the lending or credit evaluation process are generally familiar with the Five Cs of Credit … Character, Capacity, Capital, Conditions, and Collateral. In this course, our instructor will build on these basic understandings and help the analyst build an effective framework to ensure that they have considered every important aspect of those five Cs in determining credit risk. In this informative course, we will cover:
The components of character and how to assess a borrower’s character
The meaning and importance of capacity and financial tools used to evaluate capacity
The meaning and importance of capital and how to assess the capital adequacy of businesses and individuals
The meaning and importance of conditions and how to assess conditions in lending, including international lending
An overview of collateral and how to assess collateral coverage
Components of Character
How to Assess a Borrower's Character
Meaning and Importance of Capacity
Financial Tools Used to Evaluate Capacity
Meaning and Importance of Capital
How to Assess the Capital Adequacy of Businesses and Individuals
Meaning and Importance of Conditions
How to Assess Conditions in Lending, Including International Lending
Overview of Collateral
How to Assess Collateral Coverage
Review Quiz
Course Evaluation
Credit analysts, lenders, risk managers, credit officers, portfolio managers and persons responsible for loan quality or review and those evaluating or regulating credit decisions would benefit from this course. Other financial professions seeking education in preserving quality lending and fully understanding and evaluating the loan underwriting process would also benefit from the training.
$799.00
Commercial Credit Analysis Certification
